Simple. Fast. Organized.

Spending referral codes and links

This page lists referral links and codes in the Spending category.

Offers and eligibility can change. Always review the terms on the company signup page before you commit.

If a code does not work, try another listing or check back later.

Spending links

All categories

Wealthsimple

Spending

Canadian investing and banking app.

https://www.wealthsimple.com/invite/JBQ5CE

View page Open

Crypto.com

Spending

Crypto.com referral link and bonus code provides up to 75$ with account activation and eligible deposit.

https://crypto.com/app/sefzyjxc8p

View page Open

CIBC

Spending

CIBC referral link and bonus code provides $50 when you open an account with qualifying deposits.

https://www.cibconline.cibc.com/ebm-resources/public/cibc-referral-app/client/index.html#/welcome?locale=en&xref=11117111618251461561&utrc=E2358:1

View page Open

Wealthsimple

Spending

Wealthsimple referral link and bonus code. Potential bonus with eligible deposit.

http://wealthsimple.com/invite/JBQSCE

View page Open

EQ Bank

Spending

Eq referral link and bonus code provides $20 for free with $100 deposit.

https://join.eqbank.ca?code=SCOTT6303

View page Open

Wise

Spending

Wise referral link and bonus code pallows you to pay no fees on first $800 of deposits.

https://wise.com/invite/ihpc/scottb1996

View page Open

Scotiabank

Spending

Scotiabank referral link and bonus code provides coming soon.

https://www.scotiabank.com

View page Open

RBC

Spending

RBC referral link and bonus code provides coming soon

https://www.rbc.com

View page Open

TD Canada Trust

Spending

TD referral link and bonus code provides coming soon

https://www.td.com

View page Open

Neo Financial Offer 1

Spending

Neo referral link and bonus code provides $10 for registering with Neo

https://neo.cc/refer/W3D9L2J4?utm_source=referral&utm_channel=customer

View page Open

Neo Financial Offer 2

Spending

Earn $25 when you apply for a qualifying credit card by using this Neo referral link and bonus code.

https://neo.cc/refer/W3D9L2J4?utm_source=referral&utm_channel=customer

View page Open

Koho

Spending

Earn a signup bonus of 30-100$ depending on plan by using this Koho referral link and bonus code.

https://referral.koho.ca/mzLml8d

View page Open

Tangerine

Spending

Tangerine referral link and Orange Key bonus. New clients can earn a $50 cash bonus when they open an eligible account and deposit at least $250 within 60 days using this Orange Key referral code.

https://www.tangerine.ca/referral

View page Open

MuchBetter referral link and bonus offer. Digital payments app and e-wallet designed for fast deposits, transfers, and online payments. New users can unlock promotional rewards when signing up with this referral link.

https://get.muchbetter.com/o60wEIHof1b

View page Open

About Spending referrals

Referral offers in Spending can come in different formats. Some are tracked by link. Others require a code during signup.

Use the listings below to get to signup fast, then confirm the offer applies on the company side.

What to check before signing up

Confirm eligibility in your region. Review minimum purchase or deposit requirements, expiry windows, and any exclusions.

If you are sharing referral links, do so responsibly and follow the company terms.

Frequently asked questions

Do these referral offers expire

Yes. Offers can change or be removed without notice. Always confirm the terms on the company site.

Why is there sometimes no code

Some programs track referrals through the link only. If the code field is empty, the link is usually sufficient.

Important notes

Directory only. We do not guarantee any bonus, discount, or reward.
Referral offers can change or be removed without notice.
Some links may provide a reward to the publisher.